Abstract
Empirical analysis of economies around the world shows that there is a strong co- relation between education, learning environment and income/productivity levels. It is often argued that indicators of economic growth and development lie in a country’s national income and for this the human development index is of extreme importance. Education and learning environment are one of the various dimensions of Human Capital which when viewed through the lens of human capital theory, describes individuals as economic firms contributing to the Total Factor Productivity (TFP). Thus, for any economy to thrive, it is important that its physical and human capital complement each other and for this, education is the connecting dot. Education raises the marginal productivity of workers, that’s why it positively impact on a country’s national income. The immensely polarized education system of Pakistan takes form of three distinct learning environments impacting the services, agriculture and the industrial sector.